雇主的非自有及租赁汽车pp王者电子官网

Stay protected when vehicles you don’t own are used for your business.

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What is employers’ non-owned car liability (烯醇) coverage?

Your employees may use their own vehicles for your business. It could be for daily sales calls or even an occasional errand. If a claim occurs and you are sued as the business owner, State Farm® 烯醇 can help provide you with liability coverage.

聘请了车 1

如果租用车辆, leased or loaned for short-term use in your business, 租车pp王者电子官网可以增加以扩大责任范围.

Why your business may need 烯醇 or hired car coverages

没有足够的pp王者电子官网范围, even a minor incident could have a major impact on your business. Here are some real-world examples of how 烯醇 and hired car coverages can help protect your business:
  • 烯醇 – Sam owns a stationery shop and sends her employee, Taylor, to the post office for stamps. Taylor uses his personal car, on Sam’s behalf, to run the errand.

    If Taylor causes an accident while using his vehicle for a work errand, 山姆也可能作为他的雇主承担责任. 烯醇 coverage may help protect Sam’s business if she and Taylor are sued.
  • 聘请了车 -莎拉是花店老板，她有一辆送货车. Her business experiences a higher volume of deliveries each year during Valentine’s Day and Mother’s Day.

    Sarah rents additional delivery vans for short-term use to meet the higher demand during these holidays. To extend liability to the rented vehicles, she may need hired car coverage.

什么烯醇和租车pp王者电子官网

  • 烯醇 can help cover your legal costs and damages if your employee is using their auto for a business task and accidentally injures someone or damages their property.
  • 在商用车保单上 hired car liability and physical damage may be added to an 烯醇 policy to help provide coverage while vehicles are rented, 出租或借给你的公司短期使用.
  • 关于商业政策 hired auto liability coverage may be added to help protect you and your employees.
有问题? Your State Farm agent can provide more information about how these coverages may help protect your unique business.

覆盖范围在某些情况下是有限的

  • Employees are not provided coverage when using their own auto, as they are responsible for purchasing personal auto coverage for their vehicles.
  • Vehicles leased or rented for long-term business use should be insured on an auto policy.
  • 烯醇 and hired car coverages and availability may vary by state.

我们是来帮助你的小生意的

自1935年以来, State Farm has been helping small business owners manage risk, 为未来做计划，保护他们所建立的一切.
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代理技术

州立农场的代理人也是小企业主. They understand what it takes to run a business and are ready to help you set up for success.

customizable-pp王者电子官网

可定制的pp王者电子官网

State Farm offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.

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Your local State Farm agent is ready to help your business grow and thrive with good neighbor service you can count on no matter what.

跟当地州立农场的代理人谈谈

This is only a general description of coverages of the available types of business pp王者电子官网 and is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business and vary in some states. 所有险别均以本合同条款为准, 规定, 除外责任, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. 州立农业pp王者电子官网公司无权改变, 更新, 或控制超链接上的内容, 第三方网站. Access to 第三方网站s is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

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